Your Path toHomeownership Starts Here
With years of experience serving homebuyers across Southern California, Leticia Gonzalez is dedicated to making the mortgage process clear, smooth, and supportive for every client.

What Our Clients Say
Real stories from homeowners who trusted us with their mortgage journey.
Aida Castellanos Love
TestimonialAs a real estate professional, my buyers have used Leticia Gonzalez with 1st Continental Mortgage as their lender. She was very informative with them on the loan process and always have had a smooth closing transaction with the company. I highly recommend both Leticia for her service and 1st Continental Mortgage as their lender.
Wilson N
TestimonialLeticia Gonzalez made the entire mortgage process seamless and stress-free. She answered all my questions promptly and guided me through every step. I couldn't have asked for a better experience with 1st Continental Mortgage.
Daniel T
TestimonialWorking with Leticia was fantastic. She was patient, knowledgeable, and always available when I needed her. Thanks to her expertise, I was able to close on my home faster than I expected. Highly recommend!
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Tell us about your home financing needs and receive a personalized rate estimate.
This is not a commitment to lend. Rates and terms subject to change without notice.
About Leticia Gonzalez
With years of experience serving homebuyers across Southern California, Leticia Gonzalez is dedicated to making the mortgage process clear, smooth, and supportive for every client she works with. Whether you are purchasing your first home, refinancing, or exploring investment opportunities, Leticia brings the professional expertise and personal care needed to guide you through today's changing market.
She understands that choosing the right loan is one of the most important financial decisions you will make. Programs, rates, and market conditions can shift quickly, so having a knowledgeable loan officer by your side is essential. Leticia takes the time to understand your goals, answer your questions, and walk you through all available financing options so you can make a confident and informed decision for you and your family.
Her clients appreciate her responsiveness, attention to detail, and commitment to excellent service from beginning to end. Leticia combines modern tools such as online applications, calculators, and digital resources with a warm and personal approach that ensures you never feel lost or rushed during the process.
After you apply, Leticia will personally follow up to review your loan details, discuss next steps, and make sure you feel supported throughout your home financing journey. She is always available by phone, text, or email whenever you need guidance or have questions.
Leticia looks forward to helping you reach your homeownership goals with clarity, confidence, and care.
Personal Care
Leticia takes the time to understand your goals and guide you through every step.
Responsive Service
Always available by phone, text, or email whenever you need guidance.
Expert Guidance
Navigate today's changing market with a knowledgeable loan officer by your side.
Modern Tools
Online applications, calculators, and digital resources for a seamless experience.
Loan Programs
We offer a wide range of mortgage products to fit your unique needs and financial situation.
Key Benefits
- ✓Competitive interest rates
- ✓Flexible down payment options
- ✓No upfront mortgage insurance with 20% down
Ideal For
Borrowers with good credit and stable income
Purchase or Refinance?
Whether you're buying your first home or optimizing your current mortgage, we have solutions for you.
Home Purchase
Make your homeownership dreams a reality
Why Work With Me?
- ✓Competitive rates on all loan types
- ✓Down payment as low as 3.5%
- ✓First-time buyer programs available
- ✓Pre-approval in as little as 24 hours
Refinance
Optimize your current mortgage
Should You Refinance?
- ✓Lower your interest rate
- ✓Reduce monthly payments
- ✓Cash-out equity for home improvements
- ✓Consolidate high-interest debt
Mortgage Calculators
Use our calculators to estimate your monthly payments and see how much home you can afford.
Calculate Your Payment
Adjust the values below to estimate your monthly mortgage payment.
Additional Monthly Costs
Not required when down payment is 20% or more
Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Get In Touch
Ready to start your mortgage journey? Contact Leticia today for personalized guidance.
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Ready to Apply?
Start your secure online application now and take the first step toward your new home.
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